10032 Urbana Ave, Lubbock TX 79424 - $189,500.00

This Open Concept 3Br/2Ba/2Car home was completed in January 2018 On the corner, at 1730 Sq Ft, this home is a great entertaining home. Large granite countertops, and marble vanitites make this an easy to keep clean home. The large garden tub in the master bath looks very inviting. The wood look flooring ceramic tile in the two bathrooms, the kitchen, laundry, breakfast room, the entry way and the bathrooms, it is a functional and attractive home to come home to. With white tall cabinets, and light gray granite countertops, with brushed nickel plumbing fixtures, it has a lot of appeal. New Maytag 10Yr appliances throught have been installed. Lots of 6" windows, with 2&1/2" faux blinds, for a really open view of the home. Sod & Sprinkler are scheduled to be installed along with expanded patio and driveway.

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5712 110th, Lubbock TX 79424 - $189,500.00

This Open Concept 3Br/2Ba/2Car home was completed in August 2013. On the corner, at 1830 Sq Ft, this all electric (SPEC) home is a great entertaining home. Large granite countertops, and marble vanitites make this an easy to keep clean home. The large corner garden tub in the master bath looks very inviting. The laminate wood floor in the Open Living area is both lush and functional. With ceramic tile in the two bathrooms, the kitchen, laundry, breakfast room, the entry way and the bathrooms, it is a functional and attractive home to come home to. With espresso cabinets, and black granite countertops, with brushed nickel plumbing fixtures, it has a lot of appeal. New Maytag 10Yr stove and oven have been installed. Lots of windows, with 2" faux blinds, for a really open view of the home. Expanded front driveway and back patio for those evenings outdoors.

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5609 113th, Lubbock TX 79424 - $219,500.00

This Open Concept 4Br/2Ba/2Car home was completed in May 2015. It is in the Cooper School District. On the corner, at 2070 Sq Ft, this home is a great entertaining home. Large granite countertops, and marble vanitites make this an easy to keep clean home. The large garden tub in the master bath looks very inviting. The laminate wood flooring in the Open Concept area and the Master bedroom, are quite functional. Ceramic tile is in the two bathrooms, the kitchen, laundry, breakfast room, the entry way and the bathrooms, it is a functional and attractive home to come home to. With espresso cabinets, and gray (Caledonia) granite countertops, with brushed nickel plumbing fixtures, it has a lot of appeal. Lots of tall windows, with 2&1/2" faux blinds, for a really open view of the home. Sod &Sprinkler are already in place, along with expanded patio and driveway.

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How the process works..

We created this business because we ourselves had trouble financing a new home because we were self employed.

Several reasons can affect how bank and mortgage lenders grade you on how credit worthy you are.   Just normal life challenges affect how your credit looks to a prospective mortgage lender.

Divorce, Death, Disability, and a long list of other reasons, give the lender a reason not to extend you credit.  The amount of information necessary to get approval for a Federally backed mortgage loan is overwhelming.   Even if your credit appears to be good enough on the surface to get approval.

Once you've been through the loan process a few times you begin to realize that there seems to be no end to the number of people who are involved in this credit approval process.

Every one of the people involved in the process are going to get a chunk of your money at the closing.  Typically at the "Closing" you will receive a statement, outlining who get paid and why. It's really a great deal of money, about 12% of the price of your new home.

We created this program to help our customers get a new home without paying a realtor, a broker and the other unnecessary people who all get a chunk of money.

 

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Next Steps...

As with all home loan companies, it's necessary to proviide your personal credit history information. We usually require a credit report on you and your spouse. We prefer a report with detail and scores from TransUnion. You can usually get a free report online.

The next step is to print the credit reports for you and your spouse to a PDF file. Then email it to us.  Also, we require some form of income verification. Usually that is a YTD check stub for you both.

You can scan those, and send them along with your credit reports to "tdevault@devault-nvestments.com"

Usually you will receive a response with-in 24 hours.